 |
|
 |
About Us |
| History | |
| Our Proposition | |
| Meet Our Advisors | |
|
|
 |
Our Services to Individuals |
| Retirement Planning | |
| Investment Planning | |
| Protection Planning | |
| Inheritance Tax Mitigation | |
| Mortgages | |
| Financial Health Check | |
|
|
|
Our Services to Divorcing Couples / |
| Relationship Breakdown | |
| Pensions and Divorce FAQ's | |
| Collaborative Divorce | |
|
|
|
Our Services to Trusts and Trustees |
|
|
|
Our Services to Companies |
| Employee Benefits | |
| Pension Schemes | |
|
|
|
Director Pension Benefits |
| SSAS | |
| Shareholder Protection | |
|
|
|
Company Benefits |
| Key Man Life Assurance | |
| Commercial Mortgages | |
| Employer Pension Scheme Review | |
|
|
|
Financial News |
|
|
|
Contact Us |
|
|
|
Links |
 |
| © sleepy frog designs | the burley group financial advisors |
Our Proposition
 |
Introduction |
| The aim of this page is to explain to customers and potential customers what they can expect to receive from Burley Financial Services and what they can expect to pay for our financial services. | |
| It must firstly be highlighted that when dealing with financial advice there are two main elements; | |
 |
Advice |
|
Transactions |
| Sometimes financial advice leads to transactions, but not always. | |
| Financial advice should not be mistaken for product selection and recommendation. Financial advice is either right or wrong. Eg. you either need a pension or you don't. | |
| We are a practice that is happy to be remunerated by way of commissions, fees, or a combination of the two. Part of our initial process will include a mutually convenient meeting (of upto 40 minutes in duration), at our cost. During this meeting the subject of client agreed remuneration would be discussed. | |
|
Transactions |
| These can be one off transactions. An example being that you may wish to utilise your ISA allowance for a particular tax year. This is a one off transaction. Transactions are paid for on a one off basis. |
| After a one off transaction, you will receive no further on going financial advice unless requested. |
| Cost ; £dependant upon transaction |
|
Advice |
| At Burley Financial Services we have various levels of financial advice, all varying and all costing different amounts; | ||
| Level 1; - Generic advice. | ||
| E.g. highlighting the need for retirement planning / pensions. This would outline the options available and the most suitable option for your circumstances. The HM Revenue and Customs maxima would be explained and contribution levels to meet aims and objectives would be calculated. No product selection would be discussed. Level 1 would usually include an assessment of your attitude towards investment risk. | ||
| Level 2; - Product Selection of Generic Advice; | ||
| An extension of level 1, includes product selection. No implementation would be discussed, and you would be free to arrange the product selected via your own means. | ||
| Level 3; - Implementation; | ||
| An extension of level 2, includes the implementation of the products selected. | ||
| Level 4; - Ongoing advice | ||
| An extension of level 3, could include an annual review and ongoing financial advice at your request. Annual reviews would include updates of your circumstances, performance review, and re-assessment of attitude towards investment risk. |  |
|
| Ongoing financial advice would also provide for administration of your portfolio by way of processing of annual documentation. You would also have access to an IFA via telephone. | ||
| This level of financial advice has many options, including quarterly portfolio valuations | ||